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Contractors Pollution Liability.

Our Contractors Pollution Liability (CPL) coverage, offered by endorsement to the Venture CGL policy, has seen strong adoption among our trading partners since its introduction. Building on this momentum, and incorporating meaningful broker feedback, we have enhanced the CPL endorsement to deliver broader, more comprehensive protection. This upgraded CPL solution introduces occurrence-based pollution coverage, expanded operational protection, and improved long-term durability, while preserving the simplicity and efficiency brokers value.

NEED ADDITIONAL COVERAGES BEYOND CONTRACTOR POLLUTION LIABILITY? CONTACT A BROKER FOR MORE INFORMATION.

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Whats New + Enhanced:

  • Occurrence-Based Pollution Coverage: Pollution incidents are written on an occurrence basis, while microbial contamination remains claims-made.
  • Transportation Pollution Coverage: Automatic coverage for transportation-related pollution exposures, including loading, unloading, upset, and overturn.
  • Non-Owned Disposal Site Coverage: Occurrence-based coverage for qualifying non-owned disposal sites used for disposal, storage, treatment, recycling, or processing of waste.
  • Emergency Response Costs: Covers immediate mitigation and containment expenses incurred within the first seven (7) days following a pollution incident.
  • Automatic Nose Coverage: For existing CPL insureds, automatic nose coverage is included to prevent coverage gaps when transitioning from claims-made to occurrence-based pollution coverage.

Broker-Facing Program Benefits:

  • Pollution coverage not typically available under a standard CGL
  • No additional submissions, marketing reviews, or surplus lines filings
  • Underwritten using existing CGL submission data
  • Independent CPL and CGL limits—no erosion of the General Aggregate
  • A streamlined, one-stop liability solution for contractors
  • Integrated claims handling for both CGL and pollution losses

Key Coverage Elements:

  • Coverage Limits
    • Occurrence-based pollution coverage
    • Claims-made microbial contamination coverage
    • Includes completed operations
  • Coverage Scope
    Third-party bodily injury, property damage, and cleanup costs arising from:
    • Contracting operations at a jobsite
    • Transportation services
    • Use of non-owned disposal sites
  • Limits
    • $1,000,000 Each Pollution Incident
    • $2,000,000 Aggregate
    • $250,000 Microbial Contamination Sublimit
  • Defense
    • Defense follows the CGL and is provided outside the limits of liability.
  • Coverage Limits
    • $2,500 per incident
  • Coverage Limits
    • $1,500

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1040 Main St. | Suite 100 | Napa, CA 94559

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1 Landmark Sq | Suite 805 | Stamford, CT 06901

© 2026 CRC Insurance Services, LLC d/b/a Venture Underwriters Insurance Services CA Lic No 0778135. No claim to any government works or material copyrighted by third parties. Nothing on this website constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. This material is intended for licensed insurance agency use only. This is not intended for business owner or insured use. If you are not a licensed agent please disregard this communication.