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Venture General Liability


Writing Companies:
United Specialty Insurance Company (AM Best Rating A VIII)

Minimum Premium:
$25,000 GL (practice)
$40,000 WRAP $ Project Specifics - Limits 1/2/2
$50,000 WRAP $ Project Specifics - Limits 2/2/2
Max Limits $2/4/4


Policy Term:
12 months for practice policies
Up to 36 months for Project Specifics & WRAPS

BOR Procedures:
No mid-term BORL’s accepted; 5 business days to obtain
rescinding letter

Territory: Available in all states **

Clearing Procedures:
Send direct to the GL underwriter or clearance address

  • Atlanta -
  • San Francisco -

* Please make sure when sent to clearance underwriter carbon copied on submission or submission is addressed to underwriter (see contact info section).

** We will not consider New York construction accounts or accounts domiciled in the state of NY. We do not accept any New York construction operations domiciled in NY.

Risk Appetite

  • Contractors:
  • Blasting
  • Commercial GC’s & Trades
  • Concrete
  • Demolition
  • Drywall
  • Electrical
  • Excavation/Grading
  • Fire Suppression/Fire Sprinkler
  • Flooring
  • Foundation Repair
  • Framing
  • Homebuilders (custom & tract)
  • HVAC
  • Insulation
  • Masonry
  • Metal Erection
  • Mechanical
  • Millwright
  • Painting
  • Pile Driving
  • Plaster/Stucco/EIFS
  • Plumbing
  • Project Specific Construction (covering GC/Developer/ Owners Interests Only or all)
  • Residential GC’s or Trades
  • Restoration
  • Roofing
  • Sewer
  • Shoring/Underpinning
  • Siding
  • Solar Energy
  • Street & Road
  • Swimming Pool
  • Window/Door
  • Waterproofing

  • Manufacturers - most classes:
  • Building Materials
  • Conveyor Systems
  • Equipment Forklifts
  • High Pressure Concrete Blaster
  • Machine Shops
  • Metal Fabrication
  • Medical Products (Non-Invasive)
  • RVs (no chassis)
  • Manufacturers- continued:
  • Steel Processing
  • Tanks
  • Tool Refurbishing
  • Valves
  • Wire Rope

  • Other:
  • Amusement/Water Parks (MP is $100k)
  • Apartments
  • Condo Associations
  • Cold Storage Facility
  • Distributors
  • Equipment Rental
  • Homeowners Association
  • Hotels
  • Janitorial Services
  • Landscaping
  • Non-Profits
  • Overhead Cranes
  • Restaurants
  • - Liquor Liability available in State Category 3or better (MP $100k/$25k attachment)
  • Security Guards
  • Snow Removal (MP $100k)
  • Surface Mining
  • Window Washing